Right after you ensure that your advisor is fee-only, the next question to ask is whether he or she will be in a fiduciary relationship with you – proudly, absolutely, and in writing.
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Seek a fee-only advisor, so he or she is being solely compensated by you, the client, with no outside incentives from other sources.
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Financial giants like Goldman Sachs and Wells Fargo don’t pay out billions in bonuses every year by selling simple index funds with expense ratios of 0.10% or less.
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